Everything you need to know about HDFC Bank Credit Cards

HDFC Bank is one of the top banks in India that offers the best credit cards in India. They have a huge variety of credit cards that cater to the needs of every individual. So, if you are looking to apply for credit cards, you can apply for HDFC credit cards. Applying for HDFC Bank credit cards is a very simple process. You can either apply it online or can visit a bank as well as per your convenience. Make sure before applying for any HDFC Bank credit card, do not forget to check your eligibility for the same. Doing so will boost our credit card eligibility along with your approval chances.

Advantages offered on HDFC Bank Credit Cards

The following are the advantages that you will get when you apply for HDFC Bank credit card-
1. The best part about HDFC credit cards is that it enables users to have easy access to credit without facing any hassles. You can use your credit card to pay for anything and pay later.
2. The bank also has tie-ups with different elite brands ranging from apparel to dining and hence provides great discount facilities, cashback offers, and rewards points to all its customers.
3. The HDFC credit card also offers its customers a highly secured mechanism to conduct online transactions smoothly.
4. Customers can also take a loan against their credit card without much paperwork at the doorsteps of the customer on demand.

Eligibility criteria to apply for HDFC Bank Credit Cards-

Here are the eligibility criteria that you need to meet while applying for HDFC credit cards-

1. Nationality: The applicant must be an Indian National Citizen.
2. Age: You will need to be a minimum of 18 years of age to apply for a Credit Card from HDFC Bank.
3. Net Monthly Income: Monthly salary of a credit card applicant should be Rs. 18,000- 20,000.
4. Credit Score: You should have a good credit score i.e. 750 and above.

Please note you may or may not need to be an account holder in HDFC Bank while applying for any of its credit cards. You will easily get a credit card from the bank if you meet the desired eligibility criteria.

Important documents required-

1. Proof of Identity: PAN Card, Aadhaar Card, Voter’s Id, Passport, Driving License
2. Proof of Address: Aadhaar Card, Passport, Utility bills of not less than 3 months, or any government approved ID Proof
3. Proof of Income: Latest 3 months’ salary slips

HDFC Bank Credit Card online application process-

If you want to apply for an HDFC Bank credit card, the process is quite simple and hassle-free. You will need a very minimal set of documents to apply for the card. To start with your online credit card application, you just need to visit the bank's official website or can also visit the bank branch as per your convenience. Make sure you meet the desired eligibility before you approach and apply for the credit card of your choice from HDFC Bank.

How to check your HDFC Bank credit card application status?

If you have applied for an HDFC Bank credit card, you can check the status of the same online by using your reference number and your registered mobile number. To check your HDFC Bank credit card status offline, you can call on the bank's customer care number.

I hope the above information will help you grab the best credit card from HDFC Bank.